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Course Descriptions
HS320 - Fundamentals of Financial Planning
Items covered in this course are: financial planning process; measuring
client risk tolerance; time value of money; basics of income, estate, gift
and tax planning; basics of insurance, investment & retirement planning,
etc.
HS321 - Income Taxation
Examines the federal income tax system for individuals/businesses with
particular reference to the taxation of life insurance/annuities
HS322 - The Financial System in the Economy
Covered in this course are the financial markets in the US, the principal
institutions operating in the markets, the economic functions performed and
the products and services provided to clients
HS323 - Individual Life Insurance
Covered in this course are: individual life insurance products, annuity
contracts, insurance operations, company organization, reserve systems and
regulations
HS324 - Life Insurance Law
Course outlines the legal rights & obligations of the policy owner and the
insurance company, both before and after a policy is issued; contract
formation, policy provisions, ownership rights, beneficiary designation,
disposition of proceeds and agency
HS325 - Group Benefits
Covered items include contract provision, marketing, underwriting, rate
making, plan design, cost containment and alternative funding methods of
group insurance benefits
HS326 - Planning for Retirement Needs
Course analyzes qualified plans, nonqualified plans and IRAs; examines
choosing and designing a retirement plan to meet the individuals needs.
HS328 - Investment
Investment principles applied to personal financial planning. Topics
covered include: risks, yields, securities markets, common stock, mutual
funds, options, futures and personal portfolio management
HS330 - Fundamentals of Estate Planning
Covers aspect of estate & gift tax planning, including the nature,
valuation, transfer administration and taxation of property; emphasis on a
basic understanding of the unified estate and gift tax system.
HS331 - Planning for Business Owners & Professionals
This course examines tax and legal aspects of organizing a business,
compensation planning, continuing a business after the owners death,
lifetime dispositions of business interest and risk
HS334 - Estate Planning Applications
Topics covered include: Forecasting the gross estate for federal estate tax
purposes, estate valuation principles; the charitable contribution; taxation
of trusts; estate planning implication of retirement benefits &
considerations involving a principal residence, estate freezes and planning
for long term care expenses
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