Professional Designations Self-Study Programs

Course Descriptions

HS320 - Fundamentals of Financial Planning
Items covered in this course are: financial planning process; measuring client risk tolerance; time value of money; basics of income, estate, gift and tax planning; basics of insurance, investment & retirement planning, etc.

HS321 - Income Taxation
Examines the federal income tax system for individuals/businesses with particular reference to the taxation of life insurance/annuities

HS322 - The Financial System in the Economy
Covered in this course are the financial markets in the US, the principal institutions operating in the markets, the economic functions performed and the products and services provided to clients

HS323 - Individual Life Insurance
Covered in this course are: individual life insurance products, annuity contracts, insurance operations, company organization, reserve systems and regulations

HS324 - Life Insurance Law
Course outlines the legal rights & obligations of the policy owner and the insurance company, both before and after a policy is issued; contract formation, policy provisions, ownership rights, beneficiary designation, disposition of proceeds and agency

HS325 - Group Benefits
Covered items include contract provision, marketing, underwriting, rate making, plan design, cost containment and alternative funding methods of group insurance benefits

HS326 - Planning for Retirement Needs
Course analyzes qualified plans, nonqualified plans and IRAs; examines choosing and designing a retirement plan to meet the individuals needs.

HS328 - Investment
Investment principles applied to personal financial planning. Topics covered include: risks, yields, securities markets, common stock, mutual funds, options, futures and personal portfolio management

HS330 - Fundamentals of Estate Planning
Covers aspect of estate & gift tax planning, including the nature, valuation, transfer administration and taxation of property; emphasis on a basic understanding of the unified estate and gift tax system.

HS331 - Planning for Business Owners & Professionals
This course examines tax and legal aspects of organizing a business, compensation planning, continuing a business after the owners death, lifetime dispositions of business interest and risk

HS334 - Estate Planning Applications
Topics covered include: Forecasting the gross estate for federal estate tax purposes, estate valuation principles; the charitable contribution; taxation of trusts; estate planning implication of retirement benefits & considerations involving a principal residence, estate freezes and planning for long term care expenses

Self-study individual courses - $160 each + $8 shipping/handling